: my new insurance quote



andy bassett
03-03-2006, 16:22:49
got my new insurance quote through the other day with £477 + all the other silly bits and i comes to £544 for me and my ali,

so i go online last night a re do the quote for my self and get it down to £434 inc all the silly bits, protected NCB, BDC, :D

so phoned them today and had words with them and without saying any thing to me they said "ok mr b would you like to pay for it now " i was like ok,job done,
and thas even putting it down as a renaultsport renault megane 225 cup and not just a renaultsport megane 225, cos if its got the cup pack on it you have to go for the cup 225 and not just the 225.

so had a right result £434 all in :D

SaintDP
03-03-2006, 16:29:56
How old are you mate and whats your no claims?

Does that include all your mods 2?

That sounds like a very good quote.

andy bassett
03-03-2006, 16:41:47
How old are you mate and whats your no claims?

Does that include all your mods 2?

That sounds like a very good quote.

age 27
5 yrs ncb
mods= wat mods :wink:

Alonso225
03-03-2006, 16:45:25
Did you read the Car Mag prank call of the month (march I think) where they ring an insurance company to insure a Bugatti Veyron?

It went something like this...

Caller: Hello, I would like to insure my vehicle
Insurance: Whats the make Sir?
Caller: Bugatti
Insurance: ...And what is the model?
Caller: Veyron
Insurance: Im sorry Sir.. Im afraid I cant find it on the Database
Caller: Are you sure you cant find it?
Insurance: No sir. Is it custome made?
Caller: Definitely not. Its sold in the UK as we speak
Insurance: ... ok...ok... and what did you say the price was?
Caller: 750,000 Pounds.
Insurance: Im sorry.. Could you repeat please?
Caller: seven.hundred.fifty.thousand.pounds
Insurance: And number of cylinders?
Caller: 16
Insurance: Ok Sir. Could you please leave us your name and number and so we can call you back?

andy bassett
03-03-2006, 16:47:53
is it a turbo, yes its got 4 :lol: :lol:

SaintDP
03-03-2006, 16:50:26
Who is it with. Im 26 with 9 Year NCD and mine was about £700ish.

Ive been done. :twisted:

andy bassett
03-03-2006, 16:52:14
elephant, try online now, it takes abou 6 mins to do, i bet you £5 it will be around the £500-£600

SaintDP
03-03-2006, 17:07:54
Just tried them came back with a quote of £850 that does not even include my gf on it.

Must be were I live (St helens is NOT the most plesent place)

Think Ill stick with what Ive got. Good on you for your though.

Bothered Not??????? :evil: :evil: :evil: :evil: :evil: :( :cry:

dools225
03-03-2006, 17:13:06
Fiver in the post is it Andy?? :lol: :lol: :lol:

BlackRat250
03-03-2006, 17:23:51
No editing the post now Andy :-)

Andy is that with a 12 month policy or 10 months?

Jon Seal
03-03-2006, 18:03:06
we always get fleeced with insurance, apparently round here (WF6 wakefield) its one of the worst areas for car crime worse than the dodgist parts of Leeds and Sheffield. I think the only area we could find worse than out for car crime was in oldham manchester. Ours last year was a grand thats 26 with 3 years NCB

andy bassett
03-03-2006, 19:02:21
Just tried them came back with a quote of £850 that does not even include my gf on it.

Must be were I live (St helens is NOT the most plesent place)

Think Ill stick with what Ive got. Good on you for your though.

Bothered Not??????? :evil: :evil: :evil: :evil: :evil: :( :cry:

put her on it, mine went down £100 with my ali on it, honest to god, mine is also kept in a garage over night and i use a van for work so that might help me out, also mine is a 10 month scheme to get my NCB quicker.

andy bassett
03-03-2006, 19:08:57
No editing the post now Andy :-)

Andy is that with a 12 month policy or 10 months?

hay if im wrong ill admit it and pay up, im just trying to help others out and not get robbed as most of us do in life,

like saint said it might be cos of the area he lives in i dont know,

but mine is a 10month scheme, i do it so i get my NCB after 10 months and my car is also kept in a garage and i use a van evrey day for work.

i dont see the logic in it , £400 more, hes got 4 yrs NCB more than me and is only 1yr younger, christ i only paid £550 a year ago.
this is why i hate paying f :shock: king insurance, its all a big con :!:

andy bassett
03-03-2006, 19:10:49
we always get fleeced with insurance, apparently round here (WF6 wakefield) its one of the worst areas for car crime worse than the dodgist parts of Leeds and Sheffield. I think the only area we could find worse than out for car crime was in oldham manchester. Ours last year was a grand thats 26 with 3 years NCB

f :shock: k me a grand. i thought i was being done paying £550 last year. i was 26 with 5 yrs NCB and 3 points at the time

Alex
03-03-2006, 20:09:41
I'm paying £660 at the moment on a 10 mth scheme with Admiral. Thats living in a London postcode aswell (NW4)

I'm 25, Got 4 yrs no claims and no points. Put my 55 Year old mother down on the policy aswell which saved me some cash

Always call the insurance company for a quote as opposed to an online quote.

Jon Seal
03-03-2006, 20:17:20
we always get fleeced with insurance, apparently round here (WF6 wakefield) its one of the worst areas for car crime worse than the dodgist parts of Leeds and Sheffield. I think the only area we could find worse than out for car crime was in oldham manchester. Ours last year was a grand thats 26 with 3 years NCB

f :shock: k me a grand. i thought i was being done paying £550 last year. i was 26 with 5 yrs NCB and 3 points at the time

yeah tell me about it m8 I had a write off 4 years ago that we dont have to declair on this years renewal so that should help, I think we're looking at about 600 notes this time round

BlackRat225
03-03-2006, 20:24:13
I have just renewed mine with the RAC of all people... £310 Fully Comp with 9 yrs NCB. They are pushing hard at the moment on the telly, give them a try. :lol:

Per
25-03-2006, 17:15:57
Just tried RAC on line and their on-line system does not even list the Megane 225!!! Guess its a case of a phone call.

Per

BlackRat250
25-03-2006, 19:40:04
you'll find that with some insurance companies mate. Its on their systems as Renault meganesport.

Per
25-03-2006, 20:10:08
Nothing on their web site. Not even a 2.0 litre engined version!! Will have to call them.

CheeRS

delboy225
25-03-2006, 22:09:27
You will not believe this I'm paying £288 yes £288 for 2006 225
protected 9 years ncb. This includes my wife who has a speeding & a claim.
I'm 'wait for it' 40 & only be doing 5K miles ayear.
Its with the Post Office (who give you £50 back) the under writers are Norwich Union.

Per
25-03-2006, 22:59:58
yikes!!!

I'm nearly 42, with 1 minor claim made by my wife and with me on 6 points, put on April 03, so the 3 years is up shortly (I know that it stays on the record for insurers for 5 years).

Will try post office!!! May even try them for my wife's car insurance which is due on 10th April.

CheeRS

Per

Per
27-03-2006, 21:16:31
My quote from Post Office was £428, mind you that was based on 10k miles. I might also need to add in business use - so that will hike the premium up, but business use is very seldom. Like to get some mileage in though as I get 40p per mile, so that's quite good.

Axa have so far been the best for the Meg, coming in at £402, and have been the best on my wifes Nissan X-Trail, so it may be that a call to them is on the cards to see what deal they can do with 2 cars insured through them.

CheeRS

Per

andy bassett
27-03-2006, 22:01:52
You will not believe this I'm paying £288 yes £288 for 2006 225
protected 9 years ncb. This includes my wife who has a speeding & a claim.
I'm 'wait for it' 40 & only be doing 5K miles ayear.
Its with the Post Office (who give you £50 back) the under writers are Norwich Union.

see good things do happen to you at 40 :lol:

nimbus73
28-03-2006, 07:43:19
Just renewed mine with direct line. £646 fully comp with protective NCB, legal cover and hire car. I have 5 years no claims and i'm 32 living in nottingham. I also drive around 20000 miles a year and the car's kept on the drive.

My girlfriends 25 and she put the quote up by £100, looks like i'll have to drive myself back from the pub :lol:

tried the RAC and they came back with £890. Also tried confused.com and the moneysupermarket website. Nobody came close to Direct Line.

Per
28-03-2006, 08:20:41
Yes, but I'm approaching 42!! So why is my premium higher - probably 6 points and a £400 fine tells them that I was travelling a little bit too quickly one day!!!

Per
28-03-2006, 19:54:16
I have had a quote from Adrian Flux in Norwich at £286. Seems that insurance is as much of a lottery as it ever was. OK my licence isn't clean, but it's just an SP30 (with on line quotes they expect you to list the points and the fine, so that has a bearing).

Odd thing is, I sought a quote using Autotraders quote system. Got a quote of £402 via Axa. Quoted also for my wife's Nissan X-Trail, and got a figure of £292. Called a broker as although this was an Axa quote, it was stated to have come from a local broker. So when I called a local broker, their system came up with a quote of £395. Asked Adrian Flux to quote and they came back at nearly £500 for the x-trail.

Feels like they use a bloody random number generator and then add a bit!!!

Insurance is legalised theft, but you have no choice so I will stick with teh best I have got so far.

CheeRS

Per

zx10r
28-03-2006, 22:52:45
£300 with 9 years ncd, no points and exactly the same as the civic I just sold. 42...old feck.

denty225
05-04-2006, 21:02:02
Just got my renewal from adreia flux,, UP £60! RAC wanted £900+, Privelege came back at £400. I dumped them a couple of years ago cos my renewal went up. You gotta find a couple of cheap places and alternate between them to get the new business discounts they give.

Jon Seal
05-04-2006, 23:36:11
ours is up in may so we've had a quick look round. Confused came up with 500 quid which is HALF what we are paying now! I think its to do with our lass been 25 this time round. According to that insurance risk list we're quite a high risk area here too so I'm pleased with that as it'll be the lowest price I've ever paid for insurance lol