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    Thread: How do they justify it?

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    1. #31

      Join Date
      Feb 2011
      Location
      Essex
      Car
      LY 265FF
      Posts
      2,639

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      god dont start this again.

      there's a reason insurance is more by postcode.

      one postcode has 20 thefts a month the other only 2 but same drivers, same exp, same job, same age you expect it to be the same price?

      people who moan their insurance is high because they live in a bad postcode, well it's your own fault, you/your parents chose to live there should have researched this before. it all links in with all types of insurance as the majority of time house crime, theft, car theft, shootings are all linked to certain areas (postcodes) you therefore have to charge a larger liability on the basis there is a far greater potential of your car being stolen e.t.c in your postcode than it is for someone who lives in an area with 1 robbery a year.

    2. #32

      Join Date
      Jun 2012
      Location
      Lancashire
      Car
      Megane RS 225 ™
      Posts
      853

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      Quote Originally Posted by mattyw View Post
      god dont start this again.

      there's a reason insurance is more by postcode.

      one postcode has 20 thefts a month the other only 2 but same drivers, same exp, same job, same age you expect it to be the same price?

      people who moan their insurance is high because they live in a bad postcode, well it's your own fault, you/your parents chose to live there should have researched this before. it all links in with all types of insurance as the majority of time house crime, theft, car theft, shootings are all linked to certain areas (postcodes) you therefore have to charge a larger liability on the basis there is a far greater potential of your car being stolen e.t.c in your postcode than it is for someone who lives in an area with 1 robbery a year.
      Lol good point, we should all accept it and shut up!

    3. #33

      Join Date
      Feb 2008
      Location
      West Mids
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      The Growler
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      3,292

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      Hence why I quoted mine was a D* area the highest is F I think.

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    5. #34

      Join Date
      Jun 2012
      Location
      ludlow
      Car
      GW R26 Lux Stage2
      Posts
      278

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      That's about the only advantage of growing up in deepest darkest Herefordshire..

    6. #35

      Join Date
      Nov 2011
      Location
      Berkshire
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      Clio R27 #446
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      337

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      Quote Originally Posted by l££ View Post
      Lol good point, we should all accept it and shut up!
      Insurance is a con, end of story, ha.

    7. #36

      Join Date
      Feb 2011
      Location
      Essex
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      LY 265FF
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      2,639

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      not really, lets all drive around uninsured and pay for our own damage and when someone dies and the claim is worth £1m who's gona pay then!?

    8. #37

      Join Date
      Nov 2011
      Location
      Berkshire
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      Clio R27 #446
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      337

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      Quote Originally Posted by mattyw View Post
      not really, lets all drive around uninsured and pay for our own damage and when someone dies and the claim is worth £1m who's gona pay then!?
      I said it's a con, not "Lets drive around without it and kill people."

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