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    Thread: Sainsburys Insurance - Bargain!

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    1. #1

      Join Date
      May 2011
      Location
      Milton Keynes
      Car
      LY R26
      Posts
      430

      Default Sainsburys Insurance - Bargain!

      Just thought I would share this with you guys, as a lot of us seem to be a similar age, NCB etc but I've had an amazing quote (for me) on the R26 with Sainsburys -

      23 years old
      3 years NCB
      LU7 postcode

      12 month policy coming in at £670 including -

      • Windscreen cover
      • 90 Day European cover
      • Legal Cover
      • Green Flag Breakdown cover


      I have been with Admiral for 3 years now and they have been amazing with always coming up with the best quote, but this years renewal was £1094 and the best they could do was £1000...

      I asked them to match Sainsburys quote which was £370 cheaper and included more as standard and they could not get closer than £1000. Shame, as they don't seem to reward loyalty and are so far off.

      Insurance industry is so confusing! But a good end to the story, especially for my wallet

    2. #2

      Join Date
      Jul 2012
      Location
      Dundee
      Car
      Megane dci 175
      Posts
      372

      Default

      Insurers don't do loyalty, but you've found that out already - I think the hope is to get you on the books, then hope you don't notice the yearly increase or shop around. I'd say I've had a new insurer every year for car and house insurance for at least 8 years or more.....

    3. #3

      Join Date
      May 2011
      Location
      Milton Keynes
      Car
      LY R26
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      430

      Default

      I think you're right, it does seem a shame though because I feel that if they priced it honestly in the first place and rewarded loyalty they would have more customers. Admirals customer service has been excellent for 3 years but I don't enjoy it enough to give them £370 over the odds!

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    5. #4

      Join Date
      Apr 2012
      Location
      Inverness
      Car
      Ly F1 230
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      1,561

      Default

      Im with them to mate...got my policy about 3 weeks ago now.

      £104 deposit and im £46 a month!

      Im 21
      3 years ncb
      no points
      mother on as named driver
      i have private use of a van
      7k miles a year

      I was over the moon when i got my quote..was £39 cheaper a month from my previous insurer (elephant) who i had been with for 2 1/2 years and they couldnt do me any deals!

    6. #5

      Join Date
      Jun 2012
      Location
      Middlesex
      Car
      Megane 175 DCI Cup
      Posts
      208

      Default

      how many nector points did you receive? lol

    7. #6

      Join Date
      May 2011
      Location
      Milton Keynes
      Car
      LY R26
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      Default

      Quote Originally Posted by dapc View Post
      how many nector points did you receive? lol
      lol I used my Mums card (I don't own one) and saved an extra £4, although I think thats because it isn't used very often, I'm not sure how the Nectar system works?

    8. #7

      Join Date
      May 2011
      Location
      Milton Keynes
      Car
      LY R26
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      430

      Default

      Quote Originally Posted by yellow_chris View Post
      Im with them to mate...got my policy about 3 weeks ago now.

      £104 deposit and im £46 a month!

      Im 21
      3 years ncb
      no points
      mother on as named driver
      i have private use of a van
      7k miles a year

      I was over the moon when i got my quote..was £39 cheaper a month from my previous insurer (elephant) who i had been with for 2 1/2 years and they couldnt do me any deals!
      That's really similar to me, I guess yours is a little less as you have the work van and are doing 7k a year and I'm doing 9k a year, plus you must live in a nicer place than me. Even though I'm a good 20 miles from Luton, close to Milton Keynes, I still come under LU7 postcode!

      Elephant/Admiral/SheilasWheels/Bell are all the same company apparently, but all differ in prices, Admiral did quote me on confused.com with £970 (if I were to have a 'little black box fitted') NO WAY, I wonder what it actually monitors?

    9. #8

      Join Date
      Apr 2012
      Location
      Inverness
      Car
      Ly F1 230
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      1,561

      Default

      I live in a small village with a population of around 2k and about 15miles from the nearest city and im in the highlands so thats probably the main difference.

      Yeah i used to get quotes all similar through that companies but sainsburys have my vote now if any of my mates need car insurance!

      Maybe they just have good taste in cars and love looking after Liquid yellow f1's ha

    10. #9

      Join Date
      May 2011
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      Milton Keynes
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      LY R26
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      Default

      Haha yes! It's all about the Liquid Yellow F1's!

    11. #10

      Join Date
      Feb 2011
      Location
      Essex
      Car
      LY 265FF
      Posts
      2,639

      Default

      admiral havent started the black box crap have they? deary me.

      admiral have always been cheaper for me, £693, 22, 3points, 1 fault accident! multicar policy wins for me.

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